Credit Card Debt Bankruptcy Attorneys In Boca Raton
Excessive credit card debt is the most common reason individuals file bankruptcy. If credit card debt is keeping you up at night, filing bankruptcy can wipe out that debt and provide you a fresh financial start.

- At FurrCohen, P.A., in Boca Raton, our lawyers are dedicated to helping consumers in South Florida get rid of credit card debt, while retaining the assets they want to keep. Most of our clients who file Chapter 7 bankruptcy lose nothing but their debt.
How Much Credit Card Debt Is Too Much?
If your credit card debt has reached a point where it is causing serious problems in your life, now is the time to explore your options with a bankruptcy lawyer. You should not take drastic actions on your own, as many so-called debt solutions may only get you deeper in debt.
Here are some examples:
- Debt consolidation or settlement: Most debt settlement or consolidation firms expect payment in advance and will not start paying your credit card debt until you have paid your entire fee. In the meantime, you would only go deeper in debt with no guarantee that the credit card company will accept less than full payment. If the credit card company cancels a portion of your debt, you will owe taxes on the canceled debt.
- Robbing Peter to pay Paul: Borrowing money from other sources (such as your retirement savings account) to pay credit card bills is not a good idea. You could end up draining your retirement account and still be in debt. Your retirement savings are protected if you file bankruptcy.
- Making minimum payments: Making minimum payments each month is a sure way to stay in debt. If you file bankruptcy instead, you can save the money that you would otherwise use to make those payments.
Chapter 7 bankruptcy completely discharges credit card debt, while allowing you to keep assets protected by bankruptcy exemptions. It also puts an immediate end to creditor harassment.
Contact The Boca Raton Credit Card Debt Attorneys Of FurrCohen, P.A.
To learn more about how bankruptcy can eliminate credit card debt, turn to the highly skilled and experienced consumer bankruptcy attorneys of FurrCohen, P.A.
Please contact our Boca Raton, Fl office to speak with our bankruptcy lawyers, call 561-395-0500 or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.